Well-recognized associate
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Well-understood associate
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Well-known affiliate
- #23
I don’t recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do payday loans Triana because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all you guys that want to buy a home otherwise money some thing.. pray so you’re able to jesus you really have a good credit score. I believe specific guys one accept that handmade cards worst you want observe the picture as a whole. Because *you* directly managed to spend bucks having that which you does not imply it is wonderful for everybody. Despite the things i blogged more than I As well (each time) paid dollars for everything you. I won’t go into the grounds right here nevertheless worked out nicely somewhat. The one disadvantage to that was I am able to Never get credit cards.. you are going to never ever get that loan. Forget to get a house unless of course I robbed a financial.
To summarize for the past 10 years I need to features recharged regarding the 100K worth of posts. Ive racked right up a huge amount of award issues ect ect. Periodically We shell out cash to own blogs however, you to definitely setting I’m selecting a cost savings. I know there is men to the here having tested a car additionally the man wants 3K for this therefore initiate brand new deals and you will force relates to push and wad of cash comes out! Gotta love it!
